Insurance


We accept most dental insurance plans and will file claims on your behalf, saving you the time and hassle. Our knowledgeable benefits coordinators can help you maximize your dental benefits and minimize your out-of-pocket costs. We will tell you upfront what your insurance plan will cover and offer options for taking care of any remaining balance.

 

Insurance Carriers

We accept and honor most dental insurance plans:

 

HMO/PPO Insurances:

Please call our office for more details at: 602-344-9530

 


Insurance FAQ

What's a covered benefit?

Treatment that is recommended by a dentist, is listed on the fee schedule, and accepted under the terms of your group's plan.

What's optional treatment?

Treatment that is either not listed on your fee schedule or more than the minimum to restore the tooth back to its original function.

What’s the difference between indemnity, PPO, HMO, and discount insurance plans?

Indemnity or Traditional Insurance reimburses members or dentists at the dentist's UCR (Usual, Customary, and Reasonable fee). This allows the subscriber to go to any dental office without being limited to a panel.

 

PPO

Preferred Provider Organization (PPO) plans are the most common form of insurance. They provide members with a list of participating dentists to choose from. The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings. They also assist with insurance billing. Most companies pay 50% on major treatment (crowns, bridges, partials), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings). Annual maximums generally range from $1,000 to $2,000.

 

HMO

Health Maintenance Organization (HMO) plans, known as capitated or prepaid insurance, was designed to provide members with basic care at the lowest rate. Participating providers receive a monthly capitation check for patients assigned to the office. This amount is only a few dollars and is intended to offset the administrative costs. HMOs generally don't pay for services rendered. Fees are usually greatly reduced, but the patient is solely responsible for paying the doctor.

 

AHCCCS

Arizona Health Care Cost Containment System (AHCCCS) is Arizona’s Medicaid agency that offers health care programs to serve Arizona residents. Individuals must meet requirements to obtain services.

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